30 year old thinking

Updated: Feb 19, 2020

I love it when people come to me and say "I can't get a mortgage because...". I see this as a challenge. I get a huge kick out of helping people (and proving them wrong!!!!).

I had a lady come to me recently saying she was too old, too low earner, too indebted and had too much bad credit to get a mortgage, and that she only had 1 option and that was Equity Release!

After an initial discussion with a Mortgage Broker who had a wide & varied knowledge of property finance, investment & development, and mortgages & equity release (moi!), I came up with 9 options for her!!

If you think you "can't get a mortgage because...", then the only reason is because you have not spoken to me yet!

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Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage. 

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

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