Are you paying your Mortgage Broker too much?

Updated: Feb 19

I had a client recently come to me because he heard me say; "I help people that say I can't get a mortgage because...." a phrase that I often use when I am networking.

He had recently been told "no" by a Mortgage Advisor "your newly, (self)-built property is too unusual for any lender out there" - that's like a red rag to a bull to me! So he began to tell me what was unusual about his oak framed, piled foundations, wooden clad, self built, property with SIPS (Structural Insulation Panels System), and that he was 69 years old and only had pension incomes to show! So I rose to the challenge.

It took me 3 days of research to find a lender that would lend to him for 35 years on an interest only basis but I did it. And he responded with "You've changed my life Danny", a phrase no one could ever tire of hearing.This is why I love my job.

So if your Mortgage Broker says "no" too quickly then they are not doing enough research to justify their fee and you are paying them too much!


Contact me for an initial free consultation

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage. 

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Buy to let mortgages are not regulated by the Financial Conduct Authority.

If you are unhappy with our service.

If you have a complaint about your advisor, or any financial advice you have received from your advisor, please contact us:

Quilter Financial Planning Complaints Department

Riverside House

The Waterfront

Newcastle upon Tyne

NE15 8NY



Tel: 0191 241 0700


You can find more information by visiting the Quilter Financial Planning website:


If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (

Rosemount Mortgages is a trading style of Rosemount Financial Solutions Ltd an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.

Rosemount Financial Solutions Ltd is registered in England and Wales, No: 05676603. Registered Address: Rosemount House, 2-4 Chequers Road, Basingstoke, RG21 7PU.


The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Privacy Policy

© 2019 by Rosemount Mortgages. Created by Social Fireworks Ltd