Whole of Market Mortgage Advice

I have access to the whole of market mortgage lenders so you don’t have to worry about getting the lowest interest rate, the right product or most cost effective mortgage; I am duty bound to recommend the right product for you.

I can advise on mortgages for Residential, Buy-to-let, Let-to-buy, first time buyer, Guarantors, Joint Borrower Sole Proprietors, the self-employed including contractor, Retirement Interest Only (RIO), 2nd and holiday home, holiday lets, as well as for those with adverse credit,


Lifetime Mortgages & Equity Release

In the 1990’s Lifetime Mortgages and Equity Release got a very bad press, and for good reason.  The introduction of Home Reversion Mortgages meant that you would sign over the entire ownership of your property for an agreed sum of money to a third part company and be able to live in it until you passed away or went into long term care.  At this point the Reversion company would take 100% possession of your property and leave your children with nothing.

In 2004 the whole sector quite rightly got a massive overhaul and became regulated.  Advisors have to follow strict Statement of Principles, homeowners must seek legal advice to ensure no conflicts of interest, no Negative Equity Guarantees were put in place, the Equity Release Council specified Product Standards with which it requires its members' products to comply.

That said, Equity Release is not the right solution for everyone and there maybe better and cheaper ways to meet your needs which will always be discussed.

For further information go to the Equity Release Council.


As a Mortgage Advisor my role is not just to get you hundred’s thousands of pounds in debt!  I have a duty of care to ensure you are aware of ways to keep the roof above you and your family’s head.

That is why I also offer services covering Life Assurance, Critical Illness Cover, Income Protection Benefit, Family Income Benefit, Private Medical Insurance, Relevant Life, Key Person Cover, Buildings & Contents Insurance in case life were to through you an unpleasant curve ball.

T: 01892 315 135


Contact me for an initial free consultation

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage. 

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Buy to let mortgages are not regulated by the Financial Conduct Authority.

If you are unhappy with our service.

If you have a complaint about your advisor, or any financial advice you have received from your advisor, please contact us:

Quilter Financial Planning Complaints Department

Riverside House

The Waterfront

Newcastle upon Tyne

NE15 8NY



Tel: 0191 241 0700


You can find more information by visiting the Quilter Financial Planning website:


If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (

Rosemount Mortgages is a trading style of Rosemount Financial Solutions Ltd an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.

Rosemount Financial Solutions Ltd is registered in England and Wales, No: 05676603. Registered Address: Rosemount House, 2-4 Chequers Road, Basingstoke, RG21 7PU.


The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

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